Ridge Tefft State Farm Agent
State Farm® Insurance Agent

Ridge Tefft

114 W Harris Street Suite A
Charlotte, MI 48813-2311

Across the street from the Old Courthouse.

Would you like to create a personalized quote?

Office Info


114 W Harris Street Suite A
Charlotte, MI 48813-2311


About Me

If you are looking for insurance in Michigan, the Ridge Tefft State Farm team is the one for you! Our office is located in the heart of Charlotte, across the street from the old courthouse, and our team is eager to assist the people of Eaton and those in the surrounding counties.

Our community is something that we hold near and dear to our hearts. We pride ourselves on building relationships with our customers, as this is the foundation of our personalized service. As a small business, we are passionate about aiding other local businesses through our Business Insurance offerings.

We look forward to assisting you with Auto and Motorcycle Insurance to help protect you on the road. If you are moving to the area, ask us about our Home, Renters, and Condo Insurance options. We also provide Pet Insurance; bring your pet with you when you come to the office to discuss your plan.

About myself: I am a proud Michigan native. I grew up in Hillsdale County and attended Lincoln Christian University in Illinois. My wife and I moved back to Michigan in 2020 when I took over the office in Charlotte. Running a small business is nothing new to me. As I was raised in a family of entrepreneurs, I understand the importance of hard work and dedication. Those qualities have served me well in my career as an agent and as a member of the Lansing Chamber of Commerce. Outside of the office, my wife, Kaitlynn, and I enjoy fishing and going on hikes with our dog, Scooter.

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At Ridge Tefft State Farm, we put our Eaton County customers first. As a team, we strive to connect with each individual with whom we work to offer personalized Auto, Business, Homeowners, Renters, and Life Insurance plans. Our team focuses on crafting coverage that will help get you through the unexpected. Let us work for you!


Matthew Watson

Office Manager

I have been with the team for the past two years and am devoted to assisting the Eaton County community with its Auto, Home, and Life Insurance needs. I currently live in Hastings, my hometown, and am a college wrestling coach. In my spare time, you can catch me outside with my chocolate.

Camron Ramirez

Account Manager

I joined the team about a year and a half ago and assist with Auto, Home, and Life Insurance. Born and raised in Michigan, I attended Homer Community High School and graduated from Alma College, where I played football. I currently live in Marshall. When I am not in the office, you can catch me immersed in sports. I also jump at the opportunity to fire up the grill.

Mariah Ayres

Customer Relations Representative

Since April, I have worked with the Eaton County community on its Auto and Home Insurance needs. I currently live in Charlotte with my son and adorable cat, Fuego. I enjoy coloring and styling hair, baking, and being in nature.

Ryan Rivard

Account Manager

I am Ryan! I am proud to have the opportunity to learn from the Ridge Tefft State Farm team! After graduating from Ogemaw Heights High School, I attended Olivet College, where I played baseball. I enjoy being outside with my dog, Riley, playing sports, and grilling.

Colt Tefft

Account Manager

Meet our newest team member Colt and brother to agent Ridge. Colt has owned his own ice cream place for the last few years and has been in the correction field. He loves helping people and has decided that the insurance field is a great fit for him. When not in the office he loves to fish, hunt, fix things around the house and spend time with his family. Call Colt with questions around home and auto insurance.

Sonya Boland

Our Agency

We are a very busy office and are looking for our next great team member. Our team works hard to reach our goals together as a team and have fun while we are doing it! Our team is comprised of results-oriented individuals that are serious about their development. If you're willing to work hard and you expect to get results from yourself and those around you, we want to meet you and talk about the opportunity we have for you. If you are self-motivated, possess an entrepreneurial spirit and have a desire to win and achieve results, please consider joining our team.

  • Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.
  • We help customers with their insurance and financial services needs, including Auto Insurance, Home Insurance, Life Insurance, Retirement Planning, Business Insurance, College Planning, Health Insurance, and Renters Insurance.
  • Our office is located in Charlotte, MI.
  • I am a proud graduate of Lincoln Christian Univeristy.
  • We currently have 4 team members at our agency.

Learn more about our agency and the career opportunities with us.
Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.