Ridge Tefft State Farm Agent
State Farm® Insurance Agent

Ridge Tefft

114 W Harris Street Suite A
Charlotte, MI 48813-2311

Across the street from the Old Courthouse.

Would you like to get a quote?

Office Info


114 W Harris Street Suite A
Charlotte, MI 48813-2311


About Me

If you are looking for insurance in Michigan, the Ridge Tefft State Farm team is the one for you! Our office is located in the heart of Charlotte, across the street from the old courthouse, and our team is eager to assist the people of Eaton and those in the surrounding counties.

Our community is something that we hold near and dear to our hearts. We pride ourselves on building relationships with our customers, as this is the foundation of our personalized service. As a small business, we are passionate about aiding other local businesses through our Business Insurance offerings.

We look forward to assisting you with Auto and Motorcycle Insurance to help protect you on the road. If you are moving to the area, ask us about our Home, Renters, and Condo Insurance options. We also provide Pet Insurance; bring your pet with you when you come to the office to discuss your plan.

About myself: I am a proud Michigan native. I grew up in Hillsdale County and attended Lincoln Christian University in Illinois. My wife and I moved back to Michigan in 2020 when I took over the office in Charlotte. Running a small business is nothing new to me. As I was raised in a family of entrepreneurs, I understand the importance of hard work and dedication. Those qualities have served me well in my career as an agent and as a member of the Lansing Chamber of Commerce. Outside of the office, my wife, Kaitlynn, and I enjoy fishing and going on hikes with our dog, Scooter.

Social Media
Skip Infinite Scroll Facebook Feed

At Ridge Tefft State Farm, we put our Eaton County customers first. As a team, we strive to connect with each individual with whom we work to offer personalized Auto, Business, Homeowners, Renters, and Life Insurance plans. Our team focuses on crafting coverage that will help get you through the unexpected. Let us work for you!


Bridget Garter

Customer Service Manager

Welcome Bridget back to the office! Bridget is an Olivet College Graduate with a major in Insurance & Risk management while also minoring in Insurance investigations. She has a lot of knowledge in the insurance industry and has been with my office since we opened in 2020!

Matthew Watson

Office Manager

Matt is from the Hastings area and is very familiar with Charlotte/Eaton county. He went to Olivet college and wrestled collegiately. In Matts free time he likes to hunt, fish, bake and golf. Matt is licensed in Auto, home, life and health. If you have questions about your insurance needs please give Matt a call.

Camron Ramirez

Account Manager


Mariah Ayres

Customer Relations Representative

Meet our newest team member Mariah! We are very excited to bring on another asset to assist the charlotte community. She has many years of experience in the home health care field and recently became licensed in home and auto insurance to assist the local community. In Mariah's free time she likes to spend time with her son, likes to attend car show events, spends time coloring hair and camps in the summer months. If you have questions about your insurance needs please give Mariah a call.

Ryan Rivard


Colt Tefft

Account Manager

Meet our newest team member Colt and brother to agent Ridge. Colt has owned his own ice cream place for the last few years and has been in the correction field. He loves helping people and has decided that the insurance field is a great fit for him. When not in the office he loves to fish, hunt, fix things around the house and spend time with his family. Call Colt with questions around home and auto insurance.

Our Agency

We are a very busy office and are looking for our next great team member. Our team works hard to reach our goals together as a team and have fun while we are doing it! Our team is comprised of results-oriented individuals that are serious about their development. If you're willing to work hard and you expect to get results from yourself and those around you, we want to meet you and talk about the opportunity we have for you. If you are self-motivated, possess an entrepreneurial spirit and have a desire to win and achieve results, please consider joining our team.

  • Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.
  • We help customers with their insurance and financial services needs, including Auto Insurance, Home Insurance, Life Insurance, Retirement Planning, Business Insurance, College Planning, Health Insurance, and Renters Insurance.
  • Our office is located in Charlotte, MI.
  • I am a proud graduate of Lincoln Christian Univeristy.
  • We currently have 4 team members at our agency.

Learn more about our agency and the career opportunities with us.
Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.