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Profile photo of a State Farm Agent named: Ridge Tefft

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State Farm® Insurance Agent

Ridge Tefft

138 S cochran ave
charlotte, MI 48813

Central downtown

Profile photo of a State Farm Agent named: Ridge Tefft

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 6pm
After Hours by Appointment
Call us 24 hours a day!

Contact me to schedule a virtual meeting


138 S cochran ave
charlotte, MI 48813



Welcome to Ridge Tefft State Farm Agent, situated right in the heart of Charlotte, Michigan, just across from the iconic courthouse. From the moment you enter our office during business hours, you'll experience the warm and welcoming environment that our team is known for. We are deeply rooted in the community and cherish the relationships we have cultivated with the wonderful Good Neighbors of Charlotte and Eaton County.

Our team is dedicated to helping our customers choose insurance plans that are personalized to their unique needs and lifestyles. Whether you're in Charlotte, Eaton Rapids, Portland, or nearby areas, we're here to support you during our business hours. From Life to Health Insurance, we have your needs covered! We're also committed to protecting your dreams and can guide you through your Business Insurance options to help maintain your thriving business and make sure it is well-protected.

Additionally, we serve Good Neighbors in Eaton, Ionia, Clinton, and Barry counties, especially when it comes to protecting their homes. Consult our team about our Home, Renters, and Condo Insurance options. Are you adding a new driver to your auto plan, or perhaps you just implemented a new safety feature to our vehicle? Ask us about our Auto Insurance offerings! As we Michiganders welcome the warmer months, you are likely looking to break out your motorcycle or head out on the water. Lucky for you, our team handles Motorcycle and Boat Insurance needs. Feel free to connect with us or drop by our office to get started!

About myself: Growing up in Hillsdale County, Michigan, appreciation for entrepreneurship was deeply embedded in my family culture. My entrepreneurial relatives taught me the importance of hard work and dedication. After graduating from Lincoln Christian University in Illinois, I chose to return to my Michigan roots with my wife, Kaitlynn. I then opened my State Farm office in Charlotte, which has become a pivotal part of the community. With my background in entrepreneurship, I am well-prepared to lead our team in providing exceptional service to our Good Neighbors in Eaton County and the surrounding areas. When I'm not at work, I enjoy fishing and hiking with my wife and our beloved dogs, Scooter and Otis.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

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Ridge Tefft State Farm Agent is dedicated to safeguarding what matters most to our Good Neighbors in Eaton County and helping them achieve their dreams. We focus on comprehending your unique needs and goals to make sure that your Auto, Homeowners, Renters, Business, or Life Insurance plan is personalized for you. When you visit our office during business hours, you're more than just a customer—you're family!

our team image 0
Camron Ramirez State Farm Agent Team Member

Camron Ramirez

Office Manager

I joined the team in 2021 and assist our customers with Auto, Home, and Life Insurance. I was born and raised in Michigan, and I graduated from Alma College, where I played football. I currently live in Marshall. When I am not in the office, you will catch me immersed in a number of sports. I also jump at any opportunity to fire up the grill.

Colt Tefft State Farm Agent Team Member

Colt Tefft

Account Manager

Hi, I am Colt! I joined the Ridge Tefft State Farm team in 2022 and enjoy assisting the community with its Auto and Home Insurance needs. I am proud to reside in the Litchfield area, where I am raising my four children and am an active member of the Little League program. Outside of work, I fish, hunt and repair cars. I am brother to the agent Ridge and am here if you have any questions!

Kala Cox State Farm Agent Team Member

Kala Cox

Customer Relations Representative

Kala has been with our office for almost one year and she is one of our customer service staff. She is licensed in home and auto insurance while also focusing in Our personal injury insurance department. If you have current questions about your coverage give Kala a call.
Katie Porter State Farm Agent Team Member

Katie Porter

Team Leader

Katie has a dedicated 12+ year career coming from another State Farm agency and has enjoyed the journey of building relationships and helping customers with protecting their assets. She has seamlessly woven together a glowing commitment to helping others, along with a love for her family, adventure, travel, and nature. When not immersed in the insurance realm, she can be found exploring the great outdoors and igniting her passion of wellness for her community. #AdventureLover #Community

Ryan Rivard State Farm Agent Team Member

Ryan Rivard

Account Manager

I am Ryan! I am proud to have the opportunity to learn from the Ridge Tefft State Farm team! After graduating from Ogemaw Heights High School, I attended Olivet College, where I played baseball. I enjoy being outside with my dog, Riley, playing sports, and grilling.
Mariah Ayres State Farm Agent Team Member

Mariah Ayres

Customer Service Manager

I began working with the Eaton County community in 2022. I currently live in Charlotte with my son and adorable cat, Fuego. I enjoy styling and coloring hair, baking, and being in nature.

Tyler Buwalda State Farm Agent Team Member

Tyler Buwalda

Marketing Associate

Tyler is our newest addition to the office after spending his first few months as our college intern for the semester. When Tyler is not assisting with home and auto insurance; you can find him golfing, lifting or attending sporting events at his current university. We are happy to have Tyler on the team!

Our Agency

We are a very busy office and are looking for our next great team member. Our team works hard to reach our goals together as a team and have fun while we are doing it! Our team is comprised of results-oriented individuals that are serious about their development. If you're willing to work hard and you expect to get results from yourself and those around you, we want to meet you and talk about the opportunity we have for you. If you are self-motivated, possess an entrepreneurial spirit and have a desire to win and achieve results, please consider joining our team.

  • Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.
  • We help customers with their insurance and financial services needs, including Auto Insurance, Home Insurance, Life Insurance, Retirement Planning, Business Insurance, College Planning, Health Insurance, and Renters Insurance.
  • Our office is located in Charlotte, MI.
  • I am a proud graduate of Lincoln Christian Univeristy.
  • We currently have 4 team members at our agency.

Learn more about our agency and the career opportunities with us.
Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.